Select Page

17 Super simple best Frugal living tips to help you save money

  • Icon List Item
  • Icon List Item
  • Icon List Item
  • Icon List Item

by | Aug 25, 2023

So, you’re possibly thinking, “What does frugal living mean? Well, it means that you can live a little, and all bills are paid full and on time, can have peace of mind. Prioritize and deliberately spend. And that’s what frugal life is all about. It’s not about sacrificing what you like or getting into trouble. A frugal life is about taking things that are unimportant to you out of priority. Here we came up with 17 Super simple best Frugal living tips to help you save extra money to go on a voyage.

Choosing a frugal life does not mean you have to sacrifice everything. It’s not that I’m being stingy. Deciding to live frugally means that you can reduce things that are not important to you. Before jumping into the tips of a Frugal life, let’s talk about the real meaning of Frugal.

What is a frugal life?

A frugal life is not always the best shopping. It’s about working on your own spending and money. A frugal life is making the most of the money you want to use and not spending money on things that are not important to you.

It doesn’t mean you shouldn’t buy clothes and food from famous brands. It simply means spending money on things that are valuable to you rather than on things that are not so important to you.

It doesn’t mean you can’t get any great toilet paper or always eat something from the generic brand. A frugal life is a conscious choice of what you can spend more money on and what you can reduce. Best Online Side Hustle Ideas to Make an Extra $1,000+ Per Month

Three basic rules for a frugal life

Quality of Trial and Error Before we move on to the tips for a Frugal life, let’s talk about the basic Savvy rules for a successful frugal life:

Minimize the waste you create:

People who eliminate waste tend to buy things and throw them away when they realize they are unnecessary. You should be smart in buying and reusing things as much as possible. The one who spends money makes the most of its value:

If you buy something cheap, your life will be difficult, you will not work, and you will not be able to use it. If you buy something cheaper, you may have to spend more! Simplicity means spending money on important things and not on bad investments.

Let’s put away the idea that money = happiness:

Having money at the center of happiness can cause more problems, encourage you to spend more money, and eventually become more miserable. I know that some people find it easy to live with money, and it isn’t easy to earn living expenses, but it is also possible to live a fulfilling life while being frugal. There are great things you can do at a low price.

If you live in simplicity, you can use your money to make wise choices and make the most of the money you spend.

Make a Budget

Budgeting and protecting it is one of the most important steps to gaining economic freedom. Budgets help you stay organized, plan for the future, and keep track of your spending and not overspend.

You can also prioritize what is important in life and decide where to allocate money. You don’t have to be lazy or time-consuming to make a budget! With just a few easy actions, anyone can make an effective budget.

Buy used Things

By making it a habit to buy used goods as much as possible, you can accumulate savings without actually seeing anything off. Consider buying secondhand goods if you need to buy clothes, glass or other kitchenware, interior or furniture, school supplies, or even a car.

When you buy a new product, you often get a full price, but when you buy a used product, you can get a big bargain and don’t necessarily have to compromise on quality. For example, if you want a new pair of jeans, check out a local vintage clothing store or consignment store. They may get famous brands for the merest price. If you want to save more money, look for a local “no-buy” group.

Get into the local library.

Become a local library member if you want to live a frugal life! Joining a local library is a great way to start a frugal life. Not only can you borrow textbooks, publications, and other media for free, but many libraries also have access to online databases and digital resources. With these resources, you can stay current on current affairs and trends without spending money!

In addition, most libraries regularly hold events such as picture book reading and movie screenings, allowing you to enjoy great entertainment without spending money. If you’re looking for ways to save money while enjoying life’s little luxury, joining a local library might be a good idea!

Wait for purchase

Try to set aside a waiting time to curb impulse buying. Whether you’re a regular online shopper or just walking around the mall and buying something you didn’t intend to buy, it’s a good idea to take a break before buying it.

Instead of giving cash on the spot, if you want to buy a product after a week or a month, tell yourself that you will buy it at that time (only then), and the urge to buy is often diminished. If not, you may have time to consider other frugal options, such as buying secondhand goods.

And by establishing some waiting period, he would have made up his mind on the article for a considerable time before he ventured to invest in it, which would perhaps satisfy him with the article he had bought. That is to say, and it yields both money and satisfaction.

Take a look at the pantry.

The amount of food I keep in the pantry at once is embarrassing. However, most people have similar amounts of food lurking in their cabinets. Let’s try to take inventory of what we have. Think of cooking food from the pantry or the fridge.

Recently, I stopped going to the grocery store once a month and once a week. The goal of the week is to eat all the leftover food that is lying in the kitchen. You may be surprised at the creativity in the kitchen.

Adjust the thermostat

Whether you’re pumping cool air in the summer or turning on the heating in the winter, getting the space to your desired temperature is expensive. According to the Department of Energy, returning the thermostat from 7°F to 10°F for eight hours a day from its standard setting saves 10% on yearly heating and cooling costs.

In other words, it’s a bit hot in summer, and you need to wear a piece of cloth to feel comfortable in winter. But if that’s possible, it’s a simple, frugal way to control your monthly expenses.

Stop a subscription

One of the most effective ways to save money is to stop subscribing. Whether it’s a magazine subscription or a streaming service, these subscriptions grow quickly and unknowingly squeeze your budget.

By taking the time to review all of your current subscriptions and cancel those you don’t need, you can save money in the long term while enjoying the services that are important to you. In a simple and frugal trip, you can leave your subscription.

Only some things with outlets consume power when turned off. For example, when the lamp is turned off, there is no waiting power, so when it is not turned on, it does not consume electricity.

Electrical power is used by leaving outlets (such as coffee makers, bakers, and cell phone chargers) plugged in. Use the Kill-A-Watt to find out what’s using power, and pull out at least two things that you rarely need to plug in. If possible, disconnect more outlets!

Eat at Home

Another way to save money is to eat at home. But don’t be a frugal person who always refuses to eat with friends and family. It is good not to cook and clean up. It is also a good idea to spend money on special days and eat at home other than that. It’s easy to think that frugality doesn’t make life fun, but I want to tell you more deliberately that you should plan for something fun.

Pay no credit card interest.

A credit card is merit even if you are pursuing a frugal life. Depending on your chosen card, you can use travel benefits, cashback campaigns, mileage points, etc. However, many credit cards carry interest rates of up to 21% at the time of purchase.

It is important to avoid interest fees to lead a frugal life. Interest rate fees can be avoided by ensuring that the monthly bill is fully repaid by the due date.

Before using some credit card products, check the applicable interest rate fees. If you need to carry over your balance occasionally, consider low-interest credit cards or balance transfer campaigns.

Have a family meeting to review one’s budget.

Having a family meeting once a week and checking your weekly appointments and budget can help you do many things! We can make a plan for a week to keep the couple’s views consistent and avoid running to the last minute at McDonald’s drive-through. By communicating about the coming week, the whole family can stand on the same page and feel great!

Take your lunch and snacks to work.

It leads to the above tips. By making a meal plan, you can prepare meals when you go out, not on a special day. Invest in lunch boxes and food preparation containers to reduce the extra cost of working outside.

Make detergent by hand.

Another way to save money in the kitchen is to quit the commercial cleaner and make it yourself. If you’re currently buying a toiletry, dishwasher, granite, stainless steel, stove cleaner, soft scrub, multi-purpose cleaner, digger, floor cleaner, and glass cleaner, you’ll spend more than $20 a month just keeping your kitchen clean. Can’t I substitute some of these products with the DIY version to save money? Or perhaps some of them could be eliminated. For example, I use dishwashing detergent (Dawn) for dishes, clean the sink and counter of the kitchen, and remove oil from the stove. It can also be used on the floor in emergencies. For more difficult work, combine with a cheap powder cleanser.

Make an appropriate purchase.

Suppose you want something, research when to buy it. There is a sales cycle that allows consumers to guess when prices will go down, and some categories of products certainly follow certain price patterns.

For example, fitness products are often cheaper in January, housing prices typically peak in the summer, and the weeks directed up to Black Friday in November are usually prime times when people buy electrical appliances.

If you want to purchase a variety of products cheaply, do it on the consumption tax breaks in each state. Each state may have a typical day for which there is no tax on bought items, varying from new school supplies to clothes, generators, and tragedy prevention supplies.

Reduced Prescription costs

The cost of prescriptions is much higher for people with severe or chronic illnesses. Save money without sacrificing your health by looking for generic drugs or taking advantage of discounts.

“If possible, work with your doctor to find generic drug options,” says Ramzi Jacob, chief pharmacist at prescription-saving. “Generic drugs work just as well as the brand-name drugs and cost only a fraction,” he says.

Experts say that by filling the prescription for 90 days instead of 30 days, money can be saved, and adherence to taking drugs as directed can be improved. As a result, people are healthier, and overall healthcare costs can be reduced. In addition, depending on the manufacturer, the cost can be reduced by using the patient support program or the coupon.

Reuse the nice clothes one already has

Do you like shopping? Do you think having a nice dress or shoes is part of your lovely? If so, the closet would be full of items that you rarely wear. Instead of buying another pair of shoes that you’ll forget about only once, think about shopping in the closet. In the back of the closet, you should have lost many clothes and shoes while hoping to wear them again. Organize your closet so you can find such hidden treasures.

Before spending money on unnecessary things, learn how to reuse nice clothes that you already have.

Save your supermarket with a discount gift card

Shopping in a supermarket is an inevitable expense for everyone. But did you know that buying a discount gift card from a supermarket can help you save money?

Those who are good at saving have been practicing this method for many years. With discounts of up to 5%, you can save a lot of food costs in just one year and achieve your economic goals quickly. Pre-buying gift cards for shopping in the supermarket may seem a hassle. However, if you think about it, it is worth a lot! There are many ways to buy discount gift cards, such as trade associations and cashback sites.

Use up another product completely before opening it

It is a big problem for our family. Somehow, I can’t persuade my sons (including my husband). Because of this bad habit, extra garbage is often produced. Sometimes new bottles of ketchup are hidden until the old ones are gone.

And when his son (a ketchup addict) complains he doesn’t have ketchup, he makes sure the old one is really empty before he ‘releases’ it from its hiding place. Learn more about best Apps for Side Hustles: Earn More in Your Spare Time.

Benefits of Living a Frugal Life

However, frugal  has several advantages:

Mental health is improved, and you can relax:

If you are able to live in harmony with your own height and don’t care what your life is like compared to others, your stress will be greatly reduced, and your desire to “catch up” will also decrease.

Wealth will increase, and bank deposits will increase:

These days, no one doesn’t want to save money. It is quick, time-consuming, and less expensive to spend money on anything that doesn’t matter, which increases economic wealth. You may also start spending money on important things, such as memorable family trips. After all, wealth cannot be measured by dollars alone.

Less worry and more satisfying family life:

Once your monthly savings fill up your purse, you will be more likely to get rid of your debt by correcting your household budget. You will no longer have to work a lot of time (like when you were trying to pay off your debt), and you will have more time to relax and enjoy your family without any stress other than work.

More freedom for the future:

You may find that modest living is the key to minimizing the costs of obtaining economic freedom. Perhaps it will only allow you to afford your monthly disposable income.

Final Thoughts: Best Frugal Living Tips

You may be overwhelmed by the idea of changing your way of life in a moment. The best way to start frugal is to move forward step by step. Instead of doing all of these savings all at once, let’s pick a few and incorporate them into our lives starting this week. Once you get used to it, take these frugal tips into your life.

As a matter of fact, your simple, frugal journey is yours alone. It is not the exact as anyone else. Take the time to find a frugal lifestyle that suits you. Stick to what you like and let go of everything else. Be aware of what to spend money on. Before buying something, think about whether it is worth paying money. Ask yourself if there’s anything else you can do better.